Purge, the 16th

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Photo courtesy Google free images

I’m discovering that purging can take many forms.

Today’s purging involved finances. Tim and I are now at that stage in life when we want things to be super simple, and that includes our money (what little we have, ha).

The topic of money is such a volatile one. We all want it, we want LOTS of it, and we don’t want to have to worry about it. We have different ideas about money and what it can do for our lives. Some of us, like me, are savers, and some, like my husband are spenders.

Some clarification: I am a saver, but I am also a spender, but the way I choose to spend my money is much different from the way Tim chooses. Tim is a spender who likes the idea of saving – it just happens to clash with his wants, needs and desires. So, fundamentally, we have opposing views when it comes to what we should do with our money.

What I think money can do for me is: Provide me with a secure, comfortable, well-established and maintained home; take me on vacations to warm places every winter for two weeks or longer; allow me to indulge my grandchildren, son and daughter-in-law when I want to; give me the opportunity to plan trips with my family; provide a little for those less fortunate than we are. That’s not a complete list, but those are probably the most important things on it.

Yesterday we had to go to the bank and make some decisions on the best way to ensure that we’re getting the biggest bang for our bucks as possible. In the past this could lead to some pretty heated arguments between Tim and I. But yesterday I made the conscious decision to not get upset just because Tim’s and my opinions don’t agree. I think he did, too, because it was actually pretty painless. And I think we made some pretty good decisions.

Or, maybe it’s just that we’re getting old(er) and realize that some things, like money, just aren’t worth fighting about.

April 24th

Day 115 — I saw swans winging there way in a sunny blue sky this morning.  It made me smile.  I wished I could chase after them, but I was on my way to work.  Lately, I’ve been thinking about how nice it would be to not have to get up and go to work every day.  But the Universe has yet to bless me with enough money to make that a reality.  I’ll just have to keep believing that one day it will be so.

It’s been awhile. . .

 

The light at the end of the tunnel -- just trying to stay focused on it.

I’m finally getting back to my blog.  I’ve missed being here, but lately my life has been so chaotic.  There just never seems to be enough time. 

There I go again, with that time thing.  I do believe there is a story or a poem in me somewhere that deals with time.  One of these days. . .

Well, I think I’ve finally bought a vehicle.  A 2010 Ford Edge.  After a couple of months of checking used vehicles out, it boiled down to paying a few thousand more for new over a couple of years old and getting full warranty coverage. 

I HATE buying vehicles.  I find the process so stressful.  All the fancy dancing around over price just about drives me nuts.  I know the salesman is going to try to get the most of me that he can, and he knows I’m going to try to pay as little as I can and yet, we still have to waste hours arguing over the bottom line.  It’s such an unsatisfying experience, all around. 

Other than I’ve got a new vehicle, of course.  Well, I don’t physically have it yet.  It’s on order.  But hopefully in 5 or 6 weeks I’ll be driving my nice, new Edge. 

We test drove quite a lot of smaller and midsize SUV’s and crossovers (glorified station wagons, you ask me) and in the end we just liked the size and the feel of the Edge.  Just like all the reviews we read, it’s not an exceptionally exciting vehicle, but it’s got nice styling, a roomy interior and I felt confident driving it.   the other nice thing is, I’ve got plenty of room for my grandchildren. 

I’ve driven a small, 4 cyl Sunfire for the past 10 years, I think driving this bigger, 6 cyl is going to be a treat.  This morning though, I’m going through the post-purchase jitters.  You know — I can’t believe we spent that much money, did we get a good enough deal, is the dealer still going to try and take us for a ride — all that kind of stuff.  But, really, in the end, I think we made out okay.  Despite how much you bargain and wrangle you know they’re still making money off you if they accepted your deal.  And, they’ve got to make a living, so it’s believe you did the best you could for yourself and move on. 

I have to say, though, that for all the talk about the economic downturn and being able to pick up a vehicle for a song — that’s just not the case, at least here in Canada.  Used vehicle prices — for vehicles one or two years old — are ridiculously high.  So high in fact, that it makes no sense, really, to buy them used — not when you can get brand new for a couple of thousand more. 

And, considering that I’ll probably drive this vehicle for ten years or so, I’ll get my value out of it in the end.  Still, I wonder, wouldn’t I have been smarter to buy something about 5 years old that I could have paid about $10 000 for, driven for 3 or 4 years, and then bought another one?  I just don’t know.  Cars, they drive me nuts, but unfortunately they’re entirely essential to my life. 

So, I guess I’m working for a few more years — LOL!